Get a new perspective in this session as rating agency presenters provide their views on ERM. ERM is becoming an increasingly important component of the ratings analysis of insurers and reinsurers and could ultimately have a material impact on the ratings decision they make. The approach that each rating agency is taking appears to be different and the standards for ERM practices are yet undefined. In this exciting session, knowledgeable rating agency presenters will discuss how ERM will integrate into their respective ratings analysis.